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Month: December 2016

2016 Year in Review

2016 was a year with mixed feelings. Year started on a good note that our cousin Ramya (Daughter of Hema’s uncle) delivered a baby boy Hanish. We went to visit our grand mother at Injaram – lucky that we did that and then Hema and Varshi stayed back at Tanuku. We have decided to move back to Bangalore and vacated house at Hyderabad and moved things to Bangalore. Yes, finally, we got our land registered (one we bought in Tirupati). In February, we lost our grand mother at the age of 98. Read our post on loss of our grand…

Andhra Bank needs to improve its technology – my experience in reset pin of debit card

In August this year, I wrote about my experience with Andhra Bank Online services – opening a new savings account and today, I’ll be sharing my experience with reset debit card PIN. Firstly one needs debit card PIN for many purposes including to reset transaction password on it’s internet banking portal. Unlike many other banks like SBI, HDFC etc., Andhra Bank does not allow users to reset debit card PIN using internet banking. They have only two modes to do it: Using New PIN option at any Andhra Bank ATM Visit one of Andhra Bank branches; where they will charge…

Thank you 10,000+ Visitors in 2016

Through 2016, I felt encouraging to write posts for none other reason but visitor statistics that I’m seeing on my Site Statistics. A big thank you all my 10,000+ visitors who have visited my website in 2016. Thank you for your love and I promise to continue writing in 2017. Here is a quick view of my posts published and visitors count during 2016. Bar Chart Showing number of Visitors Pie Chart showing number of posts Looking forward to seeing you all again in 2017. I’ll be writing yet another post this year that talks about how our journey was…

Making financial planning for future

With growing expenses, it’s important we make as much savings as possible for the future; at the same time, we should ensure our current life is smooth and we do not need to sacrifice for usual needs. I am not an expert in this area but here are few things I’m practicing myself. Savings for self and spouse: Public Provident Fund (PPF) at a Nationalized bank or Post office would be good. Locking period of PPF account is 15 years (there is a provision of partial withdrawal at 10 years). Consider we deposit INR 5000 a month, it will become…

My one month of cashless life!

After announcement of demonetization in India on 8th November, 2016 by The Prime Minister Mr. Narendra Modi, people were rushed to banks for exchanging old currency of 500 INR and 1000 INR. Due to non-availability of new currency notes, banks had to create their own rules in each branch thus there was some inconvenience to the customers. But a few steps both by the government and citizens could have made the situation a bit better. What government could have done is ensure that ATMs are operational at the earliest possible. It’s almost 2 months and still most of the ATMs…